Disclosures

Essex Trust is the marketing name for the trust division of Essex Savings Bank. Essex Savings Bank does not guarantee investment results in its fiduciary accounts. Where non-deposit investment products are used, such investment products are not insured by the FDIC; are not deposits or other obligations of Essex Savings Bank or its trust division and are not guaranteed by Essex Savings Bank or its trust division; and are subject to investment risks, including possible loss of value.